Call reports 2004
FIRST SECURITY BANK OF CONWAY — 2004
What FIRST SECURITY BANK OF CONWAY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 282,185,000 | 283,796,000 | 286,268,000 | 295,873,000 |
| Total loans | 203,430,000 | 207,250,000 | 214,928,000 | 221,739,000 |
| Allowance for loan losses | 3,443,000 | 3,393,000 | 3,302,000 | 3,181,000 |
| Securities available for sale | 48,823,000 | 44,621,000 | 43,286,000 | 43,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,042,000 | 242,194,000 | 240,734,000 | 254,382,000 |
| Interest-bearing deposits | 209,414,000 | 208,929,000 | 211,476,000 | 221,354,000 |
| Noninterest-bearing deposits | 28,628,000 | 33,265,000 | 29,258,000 | 33,028,000 |
| Equity capital | 23,846,000 | 22,935,000 | 23,600,000 | 23,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,679,000 | 7,446,000 | 11,253,000 | 15,167,000 |
| Interest expense | 986,000 | 1,979,000 | 3,011,000 | 4,119,000 |
| Net interest income | 2,693,000 | 5,467,000 | 8,242,000 | 11,048,000 |
| Noninterest income | 435,000 | 961,000 | 1,445,000 | 2,036,000 |
| Noninterest expense | 1,671,000 | 3,445,000 | 5,220,000 | 7,204,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,432,000 | 2,925,000 | 4,372,000 | 5,791,000 |
| Income tax | 415,000 | 855,000 | 1,280,000 | 1,741,000 |
| Net income | 1,017,000 | 2,070,000 | 3,092,000 | 4,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,257,000 | 21,077,000 | 21,321,000 | 21,670,000 |
| Total capital | 24,107,000 | 23,976,000 | 24,232,000 | 24,688,000 |
| Risk-weighted assets | 227,423,000 | 231,507,000 | 232,502,000 | 241,284,000 |