Call reports 2003
FIRST SECURITY BANK OF CONWAY — 2003
What FIRST SECURITY BANK OF CONWAY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 258,789,000 | 265,424,000 | 271,906,000 | 283,265,000 |
| Total loans | 185,795,000 | 192,771,000 | 191,883,000 | 200,495,000 |
| Allowance for loan losses | 2,976,000 | 3,035,000 | 3,168,000 | 3,502,000 |
| Securities available for sale | 43,450,000 | 39,326,000 | 39,835,000 | 51,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,807,000 | 231,952,000 | 236,860,000 | 240,785,000 |
| Interest-bearing deposits | 195,987,000 | 200,926,000 | 202,422,000 | 215,262,000 |
| Noninterest-bearing deposits | 28,820,000 | 31,026,000 | 34,438,000 | 25,523,000 |
| Equity capital | 21,836,000 | 22,103,000 | 22,251,000 | 22,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,943,000 | 8,047,000 | 12,133,000 | 14,969,000 |
| Interest expense | 1,171,000 | 2,260,000 | 3,284,000 | 4,321,000 |
| Net interest income | 2,772,000 | 5,787,000 | 8,849,000 | 10,648,000 |
| Noninterest income | 296,000 | 633,000 | 989,000 | 2,336,000 |
| Noninterest expense | 1,693,000 | 3,467,000 | 5,252,000 | 7,026,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 835,000 |
| Pretax income | 1,298,000 | 2,745,000 | 4,265,000 | 5,230,000 |
| Income tax | 475,000 | 1,006,000 | 1,578,000 | 1,974,000 |
| Net income | 823,000 | 1,739,000 | 2,687,000 | 3,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,745,000 | 19,031,000 | 19,560,000 | 20,185,000 |
| Total capital | 21,319,000 | 21,718,000 | 22,273,000 | 22,989,000 |
| Risk-weighted assets | 208,032,000 | 217,418,000 | 216,686,000 | 223,604,000 |