Call reports 2002
FIRST SECURITY BANK OF CONWAY — 2002
What FIRST SECURITY BANK OF CONWAY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 239,658,000 | 243,727,000 | 247,304,000 | 251,640,000 |
| Total loans | 163,442,000 | 167,350,000 | 171,283,000 | 179,293,000 |
| Allowance for loan losses | 2,165,000 | 2,258,000 | 2,300,000 | 2,841,000 |
| Securities available for sale | 43,127,000 | 44,105,000 | 47,806,000 | 45,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,608,000 | 209,880,000 | 212,235,000 | 216,974,000 |
| Interest-bearing deposits | 184,460,000 | 184,059,000 | 185,172,000 | 190,356,000 |
| Noninterest-bearing deposits | 25,148,000 | 25,821,000 | 27,063,000 | 26,618,000 |
| Equity capital | 20,487,000 | 21,159,000 | 21,755,000 | 21,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,913,000 | 7,757,000 | 11,842,000 | 15,993,000 |
| Interest expense | 1,386,000 | 2,654,000 | 3,927,000 | 5,150,000 |
| Net interest income | 2,527,000 | 5,103,000 | 7,915,000 | 10,843,000 |
| Noninterest income | 251,000 | 531,000 | 838,000 | 1,173,000 |
| Noninterest expense | 1,475,000 | 3,007,000 | 4,598,000 | 6,256,000 |
| Provision for loan losses | 90,000 | 220,000 | 335,000 | 900,000 |
| Pretax income | 1,212,000 | 2,403,000 | 3,833,000 | 4,940,000 |
| Income tax | 449,000 | 886,000 | 1,468,000 | 1,925,000 |
| Net income | 763,000 | 1,517,000 | 2,365,000 | 3,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,793,000 | 18,061,000 | 18,396,000 | 18,381,000 |
| Total capital | 19,958,000 | 20,319,000 | 20,696,000 | 20,739,000 |
| Risk-weighted assets | 192,999,000 | 201,586,000 | 200,237,000 | 188,154,000 |