Call reports 2026
GENESEE REGIONAL BANK — 2026
What GENESEE REGIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,314,433,000 | 1,309,654,000 |
| Total loans | 912,511,000 | 910,244,000 |
| Allowance for loan losses | 12,960,000 | 12,580,000 |
| Securities available for sale | 206,434,000 | 209,193,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,056,322,000 | 1,075,736,000 |
| Interest-bearing deposits | 877,971,000 | 868,198,000 |
| Noninterest-bearing deposits | 178,351,000 | 207,538,000 |
| Equity capital | 120,257,000 | 125,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 16,670,000 | 33,428,000 |
| Interest expense | 7,081,000 | 13,814,000 |
| Net interest income | 9,589,000 | 19,614,000 |
| Noninterest income | 3,355,000 | 8,478,000 |
| Noninterest expense | 7,000,000 | 14,806,000 |
| Provision for loan losses | 403,000 | 261,000 |
| Pretax income | 5,493,000 | 13,053,000 |
| Income tax | 1,234,000 | 2,986,000 |
| Net income | 4,259,000 | 10,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 135,212,000 | 139,819,000 |