Call reports 2022
GENESEE REGIONAL BANK — 2022
What GENESEE REGIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,051,312,000 | 1,052,319,000 | 1,093,662,000 | 1,116,398,000 |
| Total loans | 626,929,000 | 690,708,000 | 712,248,000 | 749,746,000 |
| Allowance for loan losses | 8,136,000 | 8,424,000 | 8,428,000 | 8,128,000 |
| Securities available for sale | 299,266,000 | 276,778,000 | 263,001,000 | 240,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 907,548,000 | 903,312,000 | 990,838,000 | 886,560,000 |
| Interest-bearing deposits | 635,143,000 | 657,980,000 | 746,306,000 | 654,987,000 |
| Noninterest-bearing deposits | 272,405,000 | 245,332,000 | 244,532,000 | 231,573,000 |
| Equity capital | 87,582,000 | 77,783,000 | 70,182,000 | 77,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,813,000 | 16,604,000 | 26,829,000 | 38,511,000 |
| Interest expense | 270,000 | 914,000 | 2,991,000 | 6,738,000 |
| Net interest income | 7,543,000 | 15,690,000 | 23,838,000 | 31,773,000 |
| Noninterest income | 4,211,000 | 8,016,000 | 10,542,000 | 12,583,000 |
| Noninterest expense | 5,974,000 | 12,332,000 | 18,787,000 | 23,994,000 |
| Provision for loan losses | 357,000 | 644,000 | 642,000 | 341,000 |
| Pretax income | 5,423,000 | 10,730,000 | 14,951,000 | 17,231,000 |
| Income tax | 1,220,000 | 2,193,000 | 3,088,000 | 3,501,000 |
| Net income | 4,203,000 | 8,537,000 | 11,863,000 | 13,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,691,000 | 102,244,000 | 104,516,000 | 105,462,000 |