Call reports 2002
STOCKGROWERS STATE BANK, NATIONAL ASSOCIATION — 2002
What STOCKGROWERS STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,523,000 | 43,603,000 | 45,110,000 | 44,266,000 |
| Total loans | 25,810,000 | 25,492,000 | 23,936,000 | 22,083,000 |
| Allowance for loan losses | 606,000 | 567,000 | 607,000 | 607,000 |
| Securities available for sale | 15,733,000 | 14,785,000 | 13,662,000 | 20,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,977,000 | 37,565,000 | 38,609,000 | 36,242,000 |
| Interest-bearing deposits | 31,633,000 | 31,399,000 | 32,688,000 | 30,738,000 |
| Noninterest-bearing deposits | 6,344,000 | 6,166,000 | 5,921,000 | 5,504,000 |
| Equity capital | 3,735,000 | 3,413,000 | 3,500,000 | 3,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,360,000 | 1,997,000 | 2,589,000 |
| Interest expense | 171,000 | 315,000 | 447,000 | 569,000 |
| Net interest income | 530,000 | 1,045,000 | 1,550,000 | 2,020,000 |
| Noninterest income | 59,000 | 140,000 | 220,000 | 288,000 |
| Noninterest expense | 345,000 | 683,000 | 1,018,000 | 1,368,000 |
| Provision for loan losses | 6,000 | -18,000 | 18,000 | 24,000 |
| Pretax income | 238,000 | 435,000 | 660,000 | 848,000 |
| Income tax | 343,000 | 343,000 | 343,000 | 242,000 |
| Net income | -105,000 | 92,000 | 317,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,671,000 | 3,218,000 | 3,243,000 | 3,532,000 |
| Total capital | 4,115,000 | 3,664,000 | 3,670,000 | 3,889,000 |
| Risk-weighted assets | 34,947,000 | 35,354,000 | 33,729,000 | 28,077,000 |