Call reports 2001
STOCKGROWERS STATE BANK, NATIONAL ASSOCIATION — 2001
What STOCKGROWERS STATE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,808,000 | 46,632,000 | 45,207,000 | 47,488,000 |
| Total loans | 30,007,000 | 30,657,000 | 28,259,000 | 28,690,000 |
| Allowance for loan losses | 538,000 | 554,000 | 577,000 | 595,000 |
| Securities available for sale | 13,816,000 | 11,420,000 | 10,876,000 | 11,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,655,000 | 40,031,000 | 38,614,000 | 41,222,000 |
| Interest-bearing deposits | 34,553,000 | 34,409,000 | 31,739,000 | 34,422,000 |
| Noninterest-bearing deposits | 6,102,000 | 5,622,000 | 6,875,000 | 6,800,000 |
| Equity capital | 4,009,000 | 3,941,000 | 4,185,000 | 3,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,691,000 | 2,461,000 | 3,191,000 |
| Interest expense | 355,000 | 647,000 | 890,000 | 1,112,000 |
| Net interest income | 513,000 | 1,044,000 | 1,571,000 | 2,079,000 |
| Noninterest income | 82,000 | 144,000 | 202,000 | 265,000 |
| Noninterest expense | 360,000 | 702,000 | 1,025,000 | 1,361,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 63,000 |
| Pretax income | 215,000 | 445,000 | 689,000 | 931,000 |
| Income tax | 70,000 | 145,000 | 226,000 | 306,000 |
| Net income | 145,000 | 300,000 | 463,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,926,000 | 3,830,000 | 3,994,000 | 3,776,000 |
| Total capital | 4,402,000 | 4,278,000 | 4,418,000 | 4,221,000 |
| Risk-weighted assets | 37,997,000 | 35,756,000 | 33,443,000 | 35,071,000 |