Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 306,220,000 | 315,229,000 | 319,070,000 | 328,570,000 |
| Total loans | 230,122,000 | 233,692,000 | 237,066,000 | 242,847,000 |
| Allowance for loan losses | 2,994,000 | 3,062,000 | 3,066,000 | 3,329,000 |
| Securities available for sale | 62,356,000 | 67,191,000 | 70,569,000 | 71,449,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,059,000 | 283,487,000 | 284,993,000 | 292,238,000 |
| Interest-bearing deposits | 240,103,000 | 248,125,000 | 247,130,000 | 251,995,000 |
| Noninterest-bearing deposits | 34,956,000 | 35,362,000 | 37,863,000 | 40,243,000 |
| Equity capital | 29,613,000 | 30,525,000 | 32,426,000 | 33,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,138,000 | 8,571,000 | 13,084,000 | 17,799,000 |
| Interest expense | 1,784,000 | 3,569,000 | 5,341,000 | 7,101,000 |
| Net interest income | 2,354,000 | 5,002,000 | 7,743,000 | 10,698,000 |
| Noninterest income | 150,000 | 314,000 | 472,000 | 626,000 |
| Noninterest expense | 1,626,000 | 3,267,000 | 4,967,000 | 6,666,000 |
| Provision for loan losses | 50,000 | 110,000 | 112,000 | 372,000 |
| Pretax income | 818,000 | 1,929,000 | 3,068,000 | 4,218,000 |
| Income tax | 198,000 | 424,000 | 677,000 | 924,000 |
| Net income | 620,000 | 1,505,000 | 2,391,000 | 3,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,111,000 | 33,996,000 | 34,883,000 | 35,317,000 |