Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 281,254,000 | 287,982,000 | 310,340,000 | 309,673,000 |
| Total loans | 206,855,000 | 216,453,000 | 230,181,000 | 229,620,000 |
| Allowance for loan losses | 2,852,000 | 2,886,000 | 2,861,000 | 2,941,000 |
| Securities available for sale | 57,117,000 | 56,417,000 | 60,303,000 | 61,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,214,000 | 259,152,000 | 274,572,000 | 280,097,000 |
| Interest-bearing deposits | 216,276,000 | 223,402,000 | 234,894,000 | 243,067,000 |
| Noninterest-bearing deposits | 36,938,000 | 35,750,000 | 39,678,000 | 37,030,000 |
| Equity capital | 26,938,000 | 27,882,000 | 29,577,000 | 28,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,543,000 | 7,205,000 | 11,182,000 | 15,429,000 |
| Interest expense | 1,605,000 | 3,316,000 | 5,226,000 | 7,121,000 |
| Net interest income | 1,938,000 | 3,889,000 | 5,956,000 | 8,308,000 |
| Noninterest income | 137,000 | 303,000 | 464,000 | 620,000 |
| Noninterest expense | 1,643,000 | 3,292,000 | 4,888,000 | 6,532,000 |
| Provision for loan losses | 45,000 | 75,000 | 155,000 | 239,000 |
| Pretax income | 387,000 | 810,000 | 1,397,000 | 2,201,000 |
| Income tax | 56,000 | 146,000 | 302,000 | 445,000 |
| Net income | 331,000 | 664,000 | 1,095,000 | 1,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,688,000 | 31,944,000 | 32,296,000 | 32,491,000 |