Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 295,068,000 | 293,150,000 | 289,356,000 | 285,820,000 |
| Total loans | 204,055,000 | 208,437,000 | 208,297,000 | 210,194,000 |
| Allowance for loan losses | 2,900,000 | 2,932,000 | 2,758,000 | 2,804,000 |
| Securities available for sale | 67,279,000 | 65,290,000 | 59,820,000 | 60,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,902,000 | 266,386,000 | 262,560,000 | 257,372,000 |
| Interest-bearing deposits | 226,825,000 | 229,173,000 | 224,267,000 | 217,436,000 |
| Noninterest-bearing deposits | 41,077,000 | 37,213,000 | 38,293,000 | 39,936,000 |
| Equity capital | 26,363,000 | 26,262,000 | 25,798,000 | 27,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,083,000 | 6,383,000 | 9,803,000 | 13,236,000 |
| Interest expense | 797,000 | 1,949,000 | 3,310,000 | 4,829,000 |
| Net interest income | 2,286,000 | 4,434,000 | 6,493,000 | 8,407,000 |
| Noninterest income | 149,000 | 377,000 | 775,000 | 948,000 |
| Noninterest expense | 1,599,000 | 3,232,000 | 4,907,000 | 6,501,000 |
| Provision for loan losses | 30,000 | 60,000 | 145,000 | 190,000 |
| Pretax income | 806,000 | 1,519,000 | 2,216,000 | 2,663,000 |
| Income tax | 142,000 | 142,000 | 197,000 | 338,000 |
| Net income | 664,000 | 1,377,000 | 2,019,000 | 2,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,242,000 | 31,307,000 | 31,873,000 | 31,434,000 |