Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 294,187,000 | 289,583,000 | 298,611,000 | 294,448,000 |
| Total loans | 184,411,000 | 197,708,000 | 208,360,000 | 207,598,000 |
| Allowance for loan losses | 2,760,000 | 2,821,000 | 2,850,000 | 2,869,000 |
| Securities available for sale | 66,067,000 | 68,113,000 | 63,931,000 | 64,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,331,000 | 261,477,000 | 273,169,000 | 268,847,000 |
| Interest-bearing deposits | 224,390,000 | 224,231,000 | 233,061,000 | 224,247,000 |
| Noninterest-bearing deposits | 41,941,000 | 37,247,000 | 40,108,000 | 44,600,000 |
| Equity capital | 27,307,000 | 25,660,000 | 24,753,000 | 24,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,364,000 | 4,985,000 | 7,842,000 | 10,963,000 |
| Interest expense | 258,000 | 513,000 | 885,000 | 1,485,000 |
| Net interest income | 2,106,000 | 4,472,000 | 6,957,000 | 9,478,000 |
| Noninterest income | 173,000 | 339,000 | 511,000 | 667,000 |
| Noninterest expense | 1,547,000 | 3,083,000 | 4,609,000 | 6,327,000 |
| Provision for loan losses | 0 | 60,000 | 90,000 | 120,000 |
| Pretax income | 732,000 | 1,668,000 | 2,769,000 | 3,698,000 |
| Income tax | 0 | 71,000 | 300,000 | 547,000 |
| Net income | 732,000 | 1,597,000 | 2,469,000 | 3,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,661,000 | 27,874,000 | 28,246,000 | 28,281,000 |