Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 245,910,000 | 258,862,000 | 258,376,000 | 258,134,000 |
| Total loans | 135,885,000 | 155,591,000 | 161,546,000 | 167,624,000 |
| Allowance for loan losses | 1,561,000 | 1,851,000 | 2,031,000 | 2,211,000 |
| Securities available for sale | 84,186,000 | 79,227,000 | 71,644,000 | 66,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,302,000 | 229,728,000 | 228,716,000 | 228,531,000 |
| Interest-bearing deposits | 187,055,000 | 193,547,000 | 193,080,000 | 194,231,000 |
| Noninterest-bearing deposits | 30,248,000 | 36,181,000 | 35,635,000 | 34,300,000 |
| Equity capital | 28,009,000 | 28,702,000 | 29,106,000 | 29,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,442,000 | 4,855,000 | 7,249,000 | 9,608,000 |
| Interest expense | 653,000 | 1,233,000 | 1,701,000 | 2,098,000 |
| Net interest income | 1,789,000 | 3,622,000 | 5,548,000 | 7,510,000 |
| Noninterest income | 231,000 | 450,000 | 696,000 | 992,000 |
| Noninterest expense | 1,557,000 | 3,100,000 | 4,608,000 | 6,128,000 |
| Provision for loan losses | 117,000 | 397,000 | 577,000 | 757,000 |
| Pretax income | 346,000 | 575,000 | 1,059,000 | 1,617,000 |
| Income tax | 47,000 | 83,000 | 155,000 | 58,000 |
| Net income | 299,000 | 492,000 | 904,000 | 1,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,275,000 | 25,590,000 | 25,942,000 | 25,934,000 |