Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 260,101,000 | 249,845,000 | 251,441,000 | 253,551,000 |
| Total loans | 132,921,000 | 128,080,000 | 137,454,000 | 142,563,000 |
| Allowance for loan losses | 1,413,000 | 1,479,000 | 1,545,000 | 1,612,000 |
| Securities available for sale | 98,713,000 | 90,597,000 | 93,483,000 | 87,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,010,000 | 222,341,000 | 218,675,000 | 222,034,000 |
| Interest-bearing deposits | 206,951,000 | 194,622,000 | 191,875,000 | 190,456,000 |
| Noninterest-bearing deposits | 27,059,000 | 27,718,000 | 26,800,000 | 31,578,000 |
| Equity capital | 25,445,000 | 26,989,000 | 27,615,000 | 26,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,383,000 | 4,818,000 | 7,244,000 | 9,763,000 |
| Interest expense | 676,000 | 1,372,000 | 2,059,000 | 2,760,000 |
| Net interest income | 1,707,000 | 3,446,000 | 5,185,000 | 7,003,000 |
| Noninterest income | 639,000 | 650,000 | 893,000 | 1,118,000 |
| Noninterest expense | 1,520,000 | 3,092,000 | 4,710,000 | 6,325,000 |
| Provision for loan losses | 66,000 | 132,000 | 198,000 | 264,000 |
| Pretax income | 762,000 | 917,000 | 1,274,000 | 1,657,000 |
| Income tax | 0 | -574,000 | -574,000 | -574,000 |
| Net income | 762,000 | 1,491,000 | 1,848,000 | 2,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,756,000 | 25,092,000 | 25,356,000 | 24,897,000 |
| Total capital | 26,169,000 | 26,571,000 | 26,901,000 | 26,509,000 |
| Risk-weighted assets | 145,035,000 | 139,981,000 | 148,627,000 | 151,160,000 |