Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 279,196,000 | 272,896,000 | 269,689,000 | 268,042,000 |
| Total loans | 135,179,000 | 134,705,000 | 132,475,000 | 132,348,000 |
| Allowance for loan losses | 1,149,000 | 1,215,000 | 1,281,000 | 1,347,000 |
| Securities available for sale | 75,974,000 | 73,654,000 | 104,992,000 | 111,422,000 |
| Securities held to maturity | 34,893,000 | 33,642,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,332,000 | 247,212,000 | 244,826,000 | 244,163,000 |
| Interest-bearing deposits | 225,724,000 | 219,781,000 | 218,019,000 | 212,587,000 |
| Noninterest-bearing deposits | 27,608,000 | 27,431,000 | 26,808,000 | 31,576,000 |
| Equity capital | 25,287,000 | 25,274,000 | 24,348,000 | 23,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,229,000 | 4,559,000 | 6,904,000 | 9,360,000 |
| Interest expense | 507,000 | 1,079,000 | 1,737,000 | 2,413,000 |
| Net interest income | 1,722,000 | 3,480,000 | 5,167,000 | 6,947,000 |
| Noninterest income | 240,000 | 411,000 | 653,000 | -1,406,000 |
| Noninterest expense | 1,484,000 | 2,975,000 | 4,429,000 | 6,070,000 |
| Provision for loan losses | 66,000 | 132,000 | 198,000 | 264,000 |
| Pretax income | 412,000 | 784,000 | 1,149,000 | -837,000 |
| Income tax | 67,000 | 133,000 | 198,000 | 264,000 |
| Net income | 345,000 | 651,000 | 951,000 | -1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,806,000 | 26,013,000 | 26,378,000 | 24,317,000 |
| Total capital | 26,955,000 | 27,228,000 | 27,659,000 | 25,664,000 |
| Risk-weighted assets | 153,261,000 | 155,785,000 | 151,266,000 | 147,787,000 |