Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 262,782,000 | 264,553,000 | 262,785,000 | 267,893,000 |
| Total loans | 122,107,000 | 127,764,000 | 127,636,000 | 123,188,000 |
| Allowance for loan losses | 1,500,000 | 1,507,000 | 1,512,000 | 1,512,000 |
| Securities available for sale | 64,740,000 | 57,688,000 | 53,919,000 | 59,657,000 |
| Securities held to maturity | 34,560,000 | 45,636,000 | 43,480,000 | 41,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,529,000 | 236,845,000 | 235,220,000 | 241,489,000 |
| Interest-bearing deposits | 203,070,000 | 208,871,000 | 207,477,000 | 211,482,000 |
| Noninterest-bearing deposits | 32,460,000 | 27,974,000 | 27,743,000 | 30,007,000 |
| Equity capital | 26,791,000 | 27,239,000 | 27,153,000 | 26,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,890,000 | 3,823,000 | 5,781,000 | 7,690,000 |
| Interest expense | 248,000 | 518,000 | 810,000 | 1,115,000 |
| Net interest income | 1,642,000 | 3,305,000 | 4,971,000 | 6,575,000 |
| Noninterest income | 205,000 | 426,000 | 94,000 | 353,000 |
| Noninterest expense | 1,652,000 | 3,336,000 | 5,069,000 | 6,825,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 195,000 | 411,000 | 400,000 | 507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 195,000 | 411,000 | 400,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,004,000 | 25,220,000 | 25,209,000 | 25,316,000 |
| Total capital | 26,504,000 | 26,727,000 | 26,721,000 | 26,828,000 |
| Risk-weighted assets | 141,533,000 | 147,535,000 | 142,814,000 | 139,843,000 |