Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 253,506,000 | 250,019,000 | 256,080,000 | 252,239,000 |
| Total loans | 123,141,000 | 123,061,000 | 124,392,000 | 116,556,000 |
| Allowance for loan losses | 1,434,000 | 1,485,000 | 1,493,000 | 1,495,000 |
| Securities available for sale | 47,953,000 | 56,552,000 | 51,018,000 | 60,314,000 |
| Securities held to maturity | 31,141,000 | 29,302,000 | 28,109,000 | 35,547,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,321,000 | 223,547,000 | 229,149,000 | 225,864,000 |
| Interest-bearing deposits | 194,364,000 | 193,335,000 | 197,948,000 | 193,254,000 |
| Noninterest-bearing deposits | 30,957,000 | 30,212,000 | 31,201,000 | 32,610,000 |
| Equity capital | 27,831,000 | 26,100,000 | 26,646,000 | 26,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,816,000 | 3,608,000 | 5,430,000 | 7,252,000 |
| Interest expense | 217,000 | 444,000 | 679,000 | 918,000 |
| Net interest income | 1,599,000 | 3,164,000 | 4,751,000 | 6,334,000 |
| Noninterest income | 249,000 | -668,000 | -408,000 | -62,000 |
| Noninterest expense | 1,730,000 | 3,549,000 | 5,350,000 | 7,587,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 98,000 | -1,053,000 | -971,000 | -1,239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | -1,053,000 | -971,000 | -1,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,880,000 | 24,994,000 | 25,076,000 | 24,809,000 |
| Total capital | 28,314,000 | 26,479,000 | 26,569,000 | 26,304,000 |
| Risk-weighted assets | 149,995,000 | 144,023,000 | 146,407,000 | 138,546,000 |