Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 255,193,000 | 255,833,000 | 254,118,000 | 254,790,000 |
| Total loans | 137,588,000 | 132,797,000 | 130,004,000 | 125,490,000 |
| Allowance for loan losses | 2,057,000 | 1,662,000 | 1,541,000 | 1,328,000 |
| Securities available for sale | 63,780,000 | 53,963,000 | 50,210,000 | 49,404,000 |
| Securities held to maturity | 7,820,000 | 14,319,000 | 18,731,000 | 30,180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,285,000 | 228,267,000 | 226,440,000 | 226,826,000 |
| Interest-bearing deposits | 197,518,000 | 198,066,000 | 196,928,000 | 193,406,000 |
| Noninterest-bearing deposits | 30,767,000 | 30,201,000 | 29,513,000 | 33,419,000 |
| Equity capital | 26,289,000 | 26,972,000 | 27,100,000 | 27,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,021,000 | 3,947,000 | 5,758,000 | 7,647,000 |
| Interest expense | 212,000 | 427,000 | 647,000 | 868,000 |
| Net interest income | 1,809,000 | 3,520,000 | 5,111,000 | 6,779,000 |
| Noninterest income | 214,000 | 364,000 | 648,000 | 909,000 |
| Noninterest expense | 1,863,000 | 3,635,000 | 5,470,000 | 7,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 164,000 | 385,000 | 455,000 | 377,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 385,000 | 455,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,060,000 | 27,281,000 | 27,351,000 | 27,045,000 |
| Total capital | 28,994,000 | 28,943,000 | 28,892,000 | 28,373,000 |
| Risk-weighted assets | 155,019,000 | 151,458,000 | 146,161,000 | 142,876,000 |