Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 258,345,000 | 244,808,000 | 258,987,000 | 258,940,000 |
| Total loans | 140,714,000 | 137,971,000 | 139,588,000 | 137,929,000 |
| Allowance for loan losses | 2,070,000 | 2,078,000 | 2,087,000 | 2,044,000 |
| Securities available for sale | 53,653,000 | 59,527,000 | 63,789,000 | 64,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 5,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,793,000 | 218,874,000 | 232,588,000 | 232,668,000 |
| Interest-bearing deposits | 196,290,000 | 189,143,000 | 202,416,000 | 197,813,000 |
| Noninterest-bearing deposits | 34,504,000 | 29,731,000 | 30,172,000 | 34,855,000 |
| Equity capital | 26,629,000 | 24,973,000 | 25,721,000 | 25,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,048,000 | 3,981,000 | 5,991,000 | 7,981,000 |
| Interest expense | 253,000 | 492,000 | 723,000 | 942,000 |
| Net interest income | 1,795,000 | 3,489,000 | 5,268,000 | 7,039,000 |
| Noninterest income | -335,000 | -370,000 | -71,000 | 237,000 |
| Noninterest expense | 1,878,000 | 3,593,000 | 5,214,000 | 7,078,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -403,000 | -421,000 | 39,000 | 254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -403,000 | -421,000 | 39,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,239,000 | 26,221,000 | 26,680,000 | 26,896,000 |
| Total capital | 28,188,000 | 28,122,000 | 28,551,000 | 28,795,000 |
| Risk-weighted assets | 156,060,000 | 153,473,000 | 155,277,000 | 154,941,000 |