Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 263,936,000 | 260,618,000 | 256,116,000 | 256,085,000 |
| Total loans | 167,214,000 | 160,903,000 | 151,186,000 | 146,031,000 |
| Allowance for loan losses | 2,873,000 | 2,846,000 | 2,308,000 | 2,256,000 |
| Securities available for sale | 32,213,000 | 33,450,000 | 36,072,000 | 50,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,428,000 | 230,675,000 | 227,845,000 | 227,862,000 |
| Interest-bearing deposits | 189,379,000 | 186,444,000 | 184,944,000 | 195,091,000 |
| Noninterest-bearing deposits | 43,049,000 | 44,231,000 | 42,901,000 | 32,771,000 |
| Equity capital | 26,383,000 | 26,982,000 | 27,300,000 | 27,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,406,000 | 4,707,000 | 6,916,000 | 9,041,000 |
| Interest expense | 437,000 | 794,000 | 1,125,000 | 1,412,000 |
| Net interest income | 1,969,000 | 3,913,000 | 5,791,000 | 7,629,000 |
| Noninterest income | 316,000 | 608,000 | 630,000 | 1,120,000 |
| Noninterest expense | 2,092,000 | 4,023,000 | 6,007,000 | 8,005,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 150,000 |
| Pretax income | 145,000 | 591,000 | 717,000 | 1,035,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 591,000 | 717,000 | 1,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,752,000 | 26,198,000 | 26,324,000 | 26,641,000 |
| Total capital | 28,068,000 | 28,419,000 | 28,402,000 | 28,687,000 |
| Risk-weighted assets | 184,830,000 | 177,229,000 | 165,995,000 | 162,971,000 |