Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 308,237,000 | 289,976,000 | 292,592,000 | 282,734,000 |
| Total loans | 230,755,000 | 225,077,000 | 214,369,000 | 201,243,000 |
| Allowance for loan losses | 6,419,000 | 7,101,000 | 4,147,000 | 4,489,000 |
| Securities available for sale | 0 | 33,206,000 | 29,907,000 | 31,558,000 |
| Securities held to maturity | 56,176,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,494,000 | 241,095,000 | 243,813,000 | 240,484,000 |
| Interest-bearing deposits | 237,590,000 | 215,319,000 | 221,241,000 | 209,149,000 |
| Noninterest-bearing deposits | 22,904,000 | 25,776,000 | 22,572,000 | 31,335,000 |
| Equity capital | 26,979,000 | 27,675,000 | 28,426,000 | 22,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,601,000 | 6,982,000 | 9,817,000 | 12,763,000 |
| Interest expense | 1,057,000 | 2,031,000 | 2,959,000 | 3,843,000 |
| Net interest income | 2,544,000 | 4,951,000 | 6,858,000 | 8,920,000 |
| Noninterest income | 243,000 | 513,000 | 527,000 | 754,000 |
| Noninterest expense | 1,942,000 | 3,983,000 | 5,771,000 | 8,009,000 |
| Provision for loan losses | 675,000 | 1,575,000 | 2,250,000 | 7,725,000 |
| Pretax income | 170,000 | 915,000 | 373,000 | -4,872,000 |
| Income tax | -9,000 | 246,000 | -85,000 | 0 |
| Net income | 179,000 | 669,000 | 458,000 | -4,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,285,000 | 26,775,000 | 27,442,000 | 22,112,000 |
| Total capital | 29,093,000 | 29,495,000 | 30,102,000 | 24,649,000 |
| Risk-weighted assets | 220,230,000 | 213,528,000 | 210,661,000 | 201,321,000 |