Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 329,337,000 | 343,164,000 | 329,019,000 | 322,159,000 |
| Total loans | 245,154,000 | 257,093,000 | 252,142,000 | 237,285,000 |
| Allowance for loan losses | 3,992,000 | 4,150,000 | 6,348,000 | 6,069,000 |
| Securities available for sale | 232,000 | 5,131,000 | 233,000 | 231,000 |
| Securities held to maturity | 67,134,000 | 64,875,000 | 61,582,000 | 58,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,519,000 | 273,049,000 | 274,759,000 | 272,488,000 |
| Interest-bearing deposits | 251,389,000 | 250,696,000 | 253,072,000 | 248,204,000 |
| Noninterest-bearing deposits | 23,131,000 | 22,354,000 | 21,687,000 | 24,285,000 |
| Equity capital | 29,767,000 | 30,058,000 | 27,144,000 | 26,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,162,000 | 8,282,000 | 12,502,000 | 16,330,000 |
| Interest expense | 1,537,000 | 2,972,000 | 4,250,000 | 5,401,000 |
| Net interest income | 2,625,000 | 5,310,000 | 8,252,000 | 10,929,000 |
| Noninterest income | 326,000 | 862,000 | 1,314,000 | 1,655,000 |
| Noninterest expense | 1,480,000 | 3,530,000 | 5,895,000 | 8,131,000 |
| Provision for loan losses | 600,000 | 1,435,000 | 4,060,000 | 6,668,000 |
| Pretax income | 871,000 | 1,207,000 | -379,000 | -2,205,000 |
| Income tax | 235,000 | 250,000 | -391,000 | -1,124,000 |
| Net income | 636,000 | 957,000 | 12,000 | -1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,071,000 | 29,393,000 | 26,448,000 | 26,104,000 |
| Total capital | 32,114,000 | 32,548,000 | 29,476,000 | 29,013,000 |
| Risk-weighted assets | 242,486,000 | 251,095,000 | 238,927,000 | 229,512,000 |