Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 334,823,000 | 333,245,000 | 327,114,000 | 330,464,000 |
| Total loans | 245,917,000 | 242,690,000 | 246,445,000 | 251,548,000 |
| Allowance for loan losses | 4,020,000 | 4,422,000 | 4,712,000 | 4,243,000 |
| Securities available for sale | 231,000 | 230,000 | 231,000 | 231,000 |
| Securities held to maturity | 67,650,000 | 66,920,000 | 65,567,000 | 65,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,260,000 | 269,532,000 | 268,008,000 | 251,801,000 |
| Interest-bearing deposits | 241,714,000 | 246,876,000 | 245,493,000 | 231,139,000 |
| Noninterest-bearing deposits | 21,545,000 | 22,657,000 | 22,515,000 | 20,662,000 |
| Equity capital | 28,721,000 | 28,894,000 | 29,192,000 | 29,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,441,000 | 10,465,000 | 15,212,000 | 19,777,000 |
| Interest expense | 2,694,000 | 4,969,000 | 6,911,000 | 8,625,000 |
| Net interest income | 2,747,000 | 5,496,000 | 8,301,000 | 11,152,000 |
| Noninterest income | 326,000 | 673,000 | 1,073,000 | 1,527,000 |
| Noninterest expense | 1,874,000 | 3,833,000 | 5,904,000 | 7,836,000 |
| Provision for loan losses | 480,000 | 930,000 | 1,380,000 | 2,280,000 |
| Pretax income | 726,000 | 1,413,000 | 2,097,000 | 2,570,000 |
| Income tax | 180,000 | 353,000 | 529,000 | 604,000 |
| Net income | 546,000 | 1,060,000 | 1,568,000 | 1,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,026,000 | 28,200,000 | 28,497,000 | 28,646,000 |
| Total capital | 31,123,000 | 31,254,000 | 31,521,000 | 31,738,000 |
| Risk-weighted assets | 246,856,000 | 242,971,000 | 240,204,000 | 246,182,000 |