Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 300,243,000 | 319,856,000 | 325,722,000 | 335,499,000 |
| Total loans | 220,858,000 | 242,254,000 | 243,609,000 | 243,151,000 |
| Allowance for loan losses | 2,874,000 | 2,873,000 | 3,129,000 | 3,564,000 |
| Securities available for sale | 391,000 | 390,000 | 391,000 | 390,000 |
| Securities held to maturity | 63,120,000 | 62,834,000 | 66,822,000 | 67,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,979,000 | 239,093,000 | 257,018,000 | 267,695,000 |
| Interest-bearing deposits | 213,294,000 | 219,491,000 | 236,507,000 | 248,212,000 |
| Noninterest-bearing deposits | 20,685,000 | 19,602,000 | 20,510,000 | 19,483,000 |
| Equity capital | 26,917,000 | 27,270,000 | 28,044,000 | 28,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,384,000 | 10,985,000 | 16,614,000 | 22,173,000 |
| Interest expense | 2,854,000 | 5,783,000 | 8,922,000 | 12,063,000 |
| Net interest income | 2,530,000 | 5,202,000 | 7,692,000 | 10,110,000 |
| Noninterest income | 328,000 | 747,000 | 1,347,000 | 1,798,000 |
| Noninterest expense | 1,850,000 | 3,605,000 | 5,447,000 | 7,274,000 |
| Provision for loan losses | 80,000 | 110,000 | 370,000 | 805,000 |
| Pretax income | 928,000 | 2,242,000 | 3,230,000 | 3,837,000 |
| Income tax | 258,000 | 663,000 | 953,000 | 1,079,000 |
| Net income | 670,000 | 1,579,000 | 2,277,000 | 2,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,162,000 | 26,862,000 | 27,349,000 | 27,621,000 |
| Total capital | 29,036,000 | 29,735,000 | 30,407,000 | 30,690,000 |
| Risk-weighted assets | 231,914,000 | 247,918,000 | 244,633,000 | 244,993,000 |