Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 275,049,000 | 289,164,000 | 289,763,000 | 301,038,000 |
| Total loans | 204,586,000 | 217,309,000 | 208,002,000 | 224,273,000 |
| Allowance for loan losses | 2,664,000 | 2,772,000 | 2,773,000 | 2,816,000 |
| Securities available for sale | 391,000 | 390,000 | 391,000 | 390,000 |
| Securities held to maturity | 59,243,000 | 59,980,000 | 61,020,000 | 64,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,632,000 | 219,572,000 | 221,596,000 | 227,387,000 |
| Interest-bearing deposits | 189,173,000 | 199,577,000 | 201,819,000 | 207,914,000 |
| Noninterest-bearing deposits | 19,459,000 | 19,995,000 | 19,777,000 | 19,473,000 |
| Equity capital | 25,990,000 | 26,684,000 | 27,504,000 | 26,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,286,000 | 9,156,000 | 14,250,000 | 19,514,000 |
| Interest expense | 1,786,000 | 4,014,000 | 6,633,000 | 9,361,000 |
| Net interest income | 2,500,000 | 5,142,000 | 7,617,000 | 10,153,000 |
| Noninterest income | 252,000 | 491,000 | 1,070,000 | 1,324,000 |
| Noninterest expense | 1,471,000 | 2,873,000 | 4,357,000 | 6,021,000 |
| Provision for loan losses | 117,000 | 237,000 | 372,000 | 502,000 |
| Pretax income | 1,164,000 | 2,523,000 | 3,969,000 | 4,966,000 |
| Income tax | 369,000 | 823,000 | 1,281,000 | 1,563,000 |
| Net income | 795,000 | 1,700,000 | 2,688,000 | 3,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,295,000 | 25,990,000 | 26,769,000 | 25,563,000 |
| Total capital | 27,959,000 | 28,762,000 | 29,534,000 | 28,379,000 |
| Risk-weighted assets | 212,567,000 | 228,183,000 | 221,212,000 | 233,502,000 |