Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 163,768,000 | 170,287,000 | 174,861,000 | 177,551,000 |
| Total loans | 121,797,000 | 125,682,000 | 129,574,000 | 127,253,000 |
| Allowance for loan losses | 1,583,000 | 1,652,000 | 1,681,000 | 1,689,000 |
| Securities available for sale | 10,582,000 | 4,148,000 | 3,403,000 | 2,723,000 |
| Securities held to maturity | 21,351,000 | 23,713,000 | 25,794,000 | 22,757,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,747,000 | 146,718,000 | 150,894,000 | 155,719,000 |
| Interest-bearing deposits | 124,758,000 | 130,079,000 | 133,485,000 | 138,934,000 |
| Noninterest-bearing deposits | 15,989,000 | 16,639,000 | 17,409,000 | 16,785,000 |
| Equity capital | 14,111,000 | 14,528,000 | 14,999,000 | 15,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,519,000 | 5,127,000 | 7,746,000 | 10,387,000 |
| Interest expense | 939,000 | 1,867,000 | 2,815,000 | 3,705,000 |
| Net interest income | 1,580,000 | 3,260,000 | 4,931,000 | 6,682,000 |
| Noninterest income | 160,000 | 340,000 | 524,000 | 698,000 |
| Noninterest expense | 1,156,000 | 2,302,000 | 3,464,000 | 4,631,000 |
| Provision for loan losses | 139,000 | 208,000 | 242,000 | 249,000 |
| Pretax income | 445,000 | 1,169,000 | 1,828,000 | 2,579,000 |
| Income tax | 110,000 | 341,000 | 534,000 | 767,000 |
| Net income | 335,000 | 828,000 | 1,294,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,324,000 | 13,817,000 | 14,283,000 | 14,476,000 |
| Total capital | 14,789,000 | 15,316,000 | 15,830,000 | 15,990,000 |
| Risk-weighted assets | 117,043,000 | 119,771,000 | 123,626,000 | 120,959,000 |