Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 156,396,000 | 160,219,000 | 160,146,000 | 163,178,000 |
| Total loans | 98,628,000 | 102,948,000 | 107,763,000 | 112,293,000 |
| Allowance for loan losses | 1,325,000 | 1,335,000 | 1,433,000 | 1,447,000 |
| Securities available for sale | 17,445,000 | 13,885,000 | 13,459,000 | 14,630,000 |
| Securities held to maturity | 18,754,000 | 16,042,000 | 15,111,000 | 15,876,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,808,000 | 139,242,000 | 138,820,000 | 141,857,000 |
| Interest-bearing deposits | 122,672,000 | 124,373,000 | 122,977,000 | 126,273,000 |
| Noninterest-bearing deposits | 13,136,000 | 14,869,000 | 15,843,000 | 15,584,000 |
| Equity capital | 12,965,000 | 13,362,000 | 13,719,000 | 13,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,928,000 | 5,856,000 | 8,727,000 | 11,374,000 |
| Interest expense | 1,686,000 | 3,295,000 | 4,657,000 | 5,827,000 |
| Net interest income | 1,242,000 | 2,561,000 | 4,070,000 | 5,547,000 |
| Noninterest income | 143,000 | 310,000 | 466,000 | 684,000 |
| Noninterest expense | 886,000 | 1,844,000 | 2,824,000 | 4,002,000 |
| Provision for loan losses | 0 | 22,000 | 120,000 | 134,000 |
| Pretax income | 535,000 | 1,102,000 | 1,689,000 | 2,192,000 |
| Income tax | 145,000 | 320,000 | 502,000 | 658,000 |
| Net income | 390,000 | 782,000 | 1,187,000 | 1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,149,000 | 12,552,000 | 12,869,000 | 13,028,000 |
| Total capital | 13,433,000 | 13,873,000 | 14,227,000 | 14,414,000 |
| Risk-weighted assets | 102,690,000 | 105,672,000 | 108,538,000 | 110,858,000 |