Call reports 2006

NORTHERN STATE BANK — 2006

Name: NORTHERN STATE BANK — FFIEC call report 2006
Creator: NORTHERN STATE BANK

What NORTHERN STATE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c06fc447-18d6-4b23-a6fb-445f85839248/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	152,416,000	155,807,000	149,674,000	155,414,000
Total loans	112,911,000	112,380,000	112,755,000	111,814,000
Allowance for loan losses	882,000	890,000	892,000	895,000
Securities available for sale	31,516,000	30,795,000	31,265,000	30,789,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	140,075,000	143,587,000	136,647,000	142,628,000
Interest-bearing deposits	121,735,000	124,463,000	117,783,000	121,699,000
Noninterest-bearing deposits	18,340,000	19,124,000	18,863,000	20,929,000
Equity capital	11,961,000	11,784,000	12,361,000	12,466,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	2,273,000	4,628,000	7,114,000	9,610,000
Interest expense	787,000	1,682,000	2,658,000	3,655,000
Net interest income	1,486,000	2,946,000	4,456,000	5,955,000
Noninterest income	168,000	355,000	524,000	698,000
Noninterest expense	982,000	1,954,000	2,939,000	3,854,000
Provision for loan losses	5,000	13,000	20,000	28,000
Pretax income	669,000	1,336,000	2,023,000	2,773,000
Income tax	13,000	25,000	36,000	48,000
Net income	656,000	1,311,000	1,987,000	2,725,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	12,614,000	12,719,000	12,795,000	12,858,000
Total capital	13,496,000	13,609,000	13,687,000	13,753,000
Risk-weighted assets	99,922,000	100,291,000	99,519,000	101,610,000