Call reports 2005

NORTHERN STATE BANK — 2005

Name: NORTHERN STATE BANK — FFIEC call report 2005
Creator: NORTHERN STATE BANK

What NORTHERN STATE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c06fc447-18d6-4b23-a6fb-445f85839248/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	150,701,000	151,900,000	156,531,000	155,644,000
Total loans	105,373,000	109,065,000	111,136,000	112,424,000
Allowance for loan losses	885,000	884,000	884,000	884,000
Securities available for sale	33,680,000	34,144,000	33,591,000	33,133,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	138,515,000	139,107,000	136,455,000	143,251,000
Interest-bearing deposits	120,453,000	120,077,000	118,313,000	123,797,000
Noninterest-bearing deposits	18,061,000	19,030,000	18,141,000	19,454,000
Equity capital	11,767,000	12,346,000	12,236,000	12,089,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,926,000	3,933,000	6,096,000	8,307,000
Interest expense	529,000	1,106,000	1,794,000	2,544,000
Net interest income	1,397,000	2,827,000	4,302,000	5,763,000
Noninterest income	186,000	351,000	506,000	676,000
Noninterest expense	946,000	1,898,000	2,851,000	3,806,000
Provision for loan losses	0	0	0	0
Pretax income	637,000	1,280,000	1,958,000	2,634,000
Income tax	14,000	29,000	43,000	57,000
Net income	623,000	1,251,000	1,915,000	2,577,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	12,004,000	12,182,000	12,296,000	12,458,000
Total capital	12,889,000	13,066,000	13,180,000	13,342,000
Risk-weighted assets	95,872,000	98,106,000	99,191,000	100,773,000