Call report 2004Q4
NORTHERN STATE BANK — 2004Q4
The 22 measures NORTHERN STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,043,000 | USD | evidence → |
| Total loans | 106,566,000 | USD | evidence → |
| Allowance for loan losses | 886,000 | USD | evidence → |
| Securities available for sale | 31,792,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,315,000 | USD | evidence → |
| Interest-bearing deposits | 116,584,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,732,000 | USD | evidence → |
| Equity capital | 12,151,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,587,000 | USD | evidence → |
| Interest expense | 1,748,000 | USD | evidence → |
| Net interest income | 5,839,000 | USD | evidence → |
| Noninterest income | 680,000 | USD | evidence → |
| Noninterest expense | 3,784,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,769,000 | USD | evidence → |
| Income tax | 55,000 | USD | evidence → |
| Net income | 2,714,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,831,000 | USD | evidence → |
| Total capital | 12,717,000 | USD | evidence → |
| Risk-weighted assets | 96,460,000 | USD | evidence → |