Call reports 2002

NORTHERN STATE BANK — 2002

Name: NORTHERN STATE BANK — FFIEC call report 2002
Creator: NORTHERN STATE BANK

What NORTHERN STATE BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c06fc447-18d6-4b23-a6fb-445f85839248/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	130,464,000	130,008,000	133,938,000	137,127,000
Total loans	85,730,000	88,737,000	92,817,000	96,006,000
Allowance for loan losses	701,000	768,000	769,000	786,000
Securities available for sale	35,642,000	29,709,000	29,939,000	28,815,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	119,822,000	118,801,000	118,858,000	123,438,000
Interest-bearing deposits	105,177,000	103,130,000	102,516,000	106,430,000
Noninterest-bearing deposits	14,645,000	15,671,000	16,342,000	17,008,000
Equity capital	10,123,000	10,818,000	11,219,000	11,731,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	2,102,000	4,169,000	6,161,000	8,146,000
Interest expense	695,000	1,377,000	2,010,000	2,550,000
Net interest income	1,407,000	2,792,000	4,151,000	5,596,000
Noninterest income	133,000	264,000	412,000	551,000
Noninterest expense	851,000	1,714,000	2,562,000	3,452,000
Provision for loan losses	10,000	60,000	60,000	80,000
Pretax income	686,000	1,359,000	2,021,000	2,695,000
Income tax	7,000	17,000	24,000	33,000
Net income	679,000	1,342,000	1,997,000	2,662,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	9,980,000	10,194,000	10,400,000	10,563,000
Total capital	10,681,000	10,962,000	11,169,000	11,349,000
Risk-weighted assets	86,461,000	81,062,000	88,010,000	86,790,000