Call reports 2009
PLAINS COMMERCE BANK — 2009
What PLAINS COMMERCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 375,518,000 | 395,511,000 | 399,157,000 | 400,559,000 |
| Total loans | 280,508,000 | 299,882,000 | 303,471,000 | 305,818,000 |
| Allowance for loan losses | 3,352,000 | 3,589,000 | 2,972,000 | 2,950,000 |
| Securities available for sale | 66,856,000 | 60,673,000 | 61,674,000 | 61,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,187,000 | 299,207,000 | 300,196,000 | 306,414,000 |
| Interest-bearing deposits | 258,865,000 | 270,806,000 | 273,831,000 | 280,177,000 |
| Noninterest-bearing deposits | 23,322,000 | 28,401,000 | 26,365,000 | 26,237,000 |
| Equity capital | 49,241,000 | 49,873,000 | 50,494,000 | 52,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,924,000 | 12,120,000 | 18,253,000 | 24,919,000 |
| Interest expense | 2,054,000 | 4,138,000 | 6,260,000 | 8,238,000 |
| Net interest income | 3,870,000 | 7,982,000 | 11,993,000 | 16,681,000 |
| Noninterest income | 958,000 | 1,803,000 | 2,637,000 | 3,364,000 |
| Noninterest expense | 2,783,000 | 5,664,000 | 8,437,000 | 11,328,000 |
| Provision for loan losses | 2,200,000 | 2,410,000 | 4,970,000 | 5,320,000 |
| Pretax income | 98,000 | 1,965,000 | 1,477,000 | 3,652,000 |
| Income tax | 4,000 | 79,000 | 101,000 | 144,000 |
| Net income | 94,000 | 1,886,000 | 1,376,000 | 3,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,902,000 | 43,494,000 | 42,439,000 | 44,587,000 |
| Total capital | 45,254,000 | 47,083,000 | 45,411,000 | 47,537,000 |
| Risk-weighted assets | 295,694,000 | 315,528,000 | 320,372,000 | 325,053,000 |