Call reports 2008
PLAINS COMMERCE BANK — 2008
What PLAINS COMMERCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 326,527,000 | 339,628,000 | 351,736,000 | 369,650,000 |
| Total loans | 229,117,000 | 243,090,000 | 253,079,000 | 269,700,000 |
| Allowance for loan losses | 2,385,000 | 2,842,000 | 2,338,000 | 2,767,000 |
| Securities available for sale | 65,061,000 | 70,018,000 | 69,205,000 | 67,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,091,000 | 264,808,000 | 268,321,000 | 275,920,000 |
| Interest-bearing deposits | 252,632,000 | 243,348,000 | 245,863,000 | 249,918,000 |
| Noninterest-bearing deposits | 20,459,000 | 21,460,000 | 22,458,000 | 26,002,000 |
| Equity capital | 47,979,000 | 47,210,000 | 48,464,000 | 48,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,209,000 | 10,500,000 | 15,851,000 | 21,339,000 |
| Interest expense | 2,580,000 | 5,035,000 | 7,531,000 | 9,931,000 |
| Net interest income | 2,629,000 | 5,465,000 | 8,320,000 | 11,408,000 |
| Noninterest income | 973,000 | 1,943,000 | 4,189,000 | 5,287,000 |
| Noninterest expense | 2,093,000 | 4,626,000 | 6,767,000 | 9,151,000 |
| Provision for loan losses | 0 | 450,000 | 550,000 | 900,000 |
| Pretax income | 2,130,000 | 2,953,000 | 5,813,000 | 7,268,000 |
| Income tax | 74,000 | 143,000 | 286,000 | 337,000 |
| Net income | 2,056,000 | 2,810,000 | 5,527,000 | 6,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,436,000 | 40,431,000 | 42,242,000 | 42,115,000 |
| Total capital | 42,821,000 | 43,273,000 | 44,580,000 | 44,882,000 |
| Risk-weighted assets | 252,396,000 | 267,771,000 | 274,747,000 | 291,425,000 |