Call reports 2007
PLAINS COMMERCE BANK — 2007
What PLAINS COMMERCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 289,745,000 | 300,480,000 | 310,975,000 | 321,050,000 |
| Total loans | 201,973,000 | 210,801,000 | 224,028,000 | 231,793,000 |
| Allowance for loan losses | 2,431,000 | 2,594,000 | 2,553,000 | 2,459,000 |
| Securities available for sale | 58,729,000 | 58,551,000 | 59,426,000 | 59,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,407,000 | 251,871,000 | 261,372,000 | 269,697,000 |
| Interest-bearing deposits | 223,215,000 | 231,947,000 | 240,018,000 | 247,681,000 |
| Noninterest-bearing deposits | 18,192,000 | 19,923,000 | 21,354,000 | 22,017,000 |
| Equity capital | 43,442,000 | 43,291,000 | 45,004,000 | 46,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,086,000 | 10,313,000 | 15,727,000 | 21,347,000 |
| Interest expense | 2,346,000 | 4,765,000 | 7,312,000 | 9,980,000 |
| Net interest income | 2,740,000 | 5,548,000 | 8,415,000 | 11,367,000 |
| Noninterest income | 1,085,000 | 2,149,000 | 3,219,000 | 4,282,000 |
| Noninterest expense | 2,133,000 | 4,196,000 | 6,244,000 | 8,434,000 |
| Provision for loan losses | 130,000 | 280,000 | 480,000 | 480,000 |
| Pretax income | 1,562,000 | 3,221,000 | 4,910,000 | 6,739,000 |
| Income tax | 77,000 | 142,000 | 231,000 | 304,000 |
| Net income | 1,485,000 | 3,079,000 | 4,679,000 | 6,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,340,000 | 37,175,000 | 37,972,000 | 39,077,000 |
| Total capital | 38,771,000 | 39,769,000 | 40,525,000 | 41,536,000 |
| Risk-weighted assets | 228,950,000 | 244,694,000 | 257,564,000 | 253,103,000 |