Call reports 2006
PLAINS COMMERCE BANK — 2006
What PLAINS COMMERCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 264,518,000 | 265,927,000 | 275,529,000 | 284,556,000 |
| Total loans | 179,201,000 | 184,379,000 | 191,442,000 | 194,936,000 |
| Allowance for loan losses | 2,087,000 | 2,084,000 | 2,081,000 | 2,287,000 |
| Securities available for sale | 52,929,000 | 54,743,000 | 55,399,000 | 55,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,919,000 | 215,581,000 | 229,658,000 | 237,427,000 |
| Interest-bearing deposits | 194,910,000 | 198,121,000 | 212,664,000 | 217,759,000 |
| Noninterest-bearing deposits | 20,009,000 | 17,460,000 | 16,993,000 | 19,668,000 |
| Equity capital | 39,825,000 | 40,065,000 | 41,757,000 | 42,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,395,000 | 9,072,000 | 13,719,000 | 18,574,000 |
| Interest expense | 1,766,000 | 3,641,000 | 5,740,000 | 7,961,000 |
| Net interest income | 2,629,000 | 5,431,000 | 7,979,000 | 10,613,000 |
| Noninterest income | 1,281,000 | 2,402,000 | 3,529,000 | 4,646,000 |
| Noninterest expense | 1,965,000 | 3,957,000 | 5,971,000 | 8,108,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,945,000 | 3,876,000 | 5,537,000 | 7,051,000 |
| Income tax | 87,000 | 172,000 | 246,000 | 319,000 |
| Net income | 1,858,000 | 3,704,000 | 5,291,000 | 6,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,009,000 | 33,987,000 | 34,836,000 | 35,540,000 |
| Total capital | 35,216,000 | 36,210,000 | 36,917,000 | 37,827,000 |
| Risk-weighted assets | 207,894,000 | 214,081,000 | 223,135,000 | 225,183,000 |