Call reports 2005
PLAINS COMMERCE BANK — 2005
What PLAINS COMMERCE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 237,069,000 | 247,476,000 | 257,915,000 | 259,124,000 |
| Total loans | 163,846,000 | 170,675,000 | 178,827,000 | 177,050,000 |
| Allowance for loan losses | 2,074,000 | 2,104,000 | 2,097,000 | 2,084,000 |
| Securities available for sale | 52,843,000 | 53,339,000 | 53,132,000 | 52,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,535,000 | 185,502,000 | 198,210,000 | 205,919,000 |
| Interest-bearing deposits | 163,459,000 | 168,645,000 | 180,302,000 | 186,489,000 |
| Noninterest-bearing deposits | 17,076,000 | 16,856,000 | 17,908,000 | 19,430,000 |
| Equity capital | 35,551,000 | 37,358,000 | 38,415,000 | 38,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,941,000 | 8,089,000 | 12,320,000 | 16,534,000 |
| Interest expense | 1,230,000 | 2,595,000 | 4,193,000 | 5,867,000 |
| Net interest income | 2,711,000 | 5,494,000 | 8,127,000 | 10,667,000 |
| Noninterest income | 1,276,000 | 2,929,000 | 4,307,000 | 5,690,000 |
| Noninterest expense | 2,181,000 | 4,219,000 | 6,097,000 | 8,024,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,806,000 | 4,204,000 | 6,337,000 | 8,335,000 |
| Income tax | 78,000 | 185,000 | 280,000 | 368,000 |
| Net income | 1,728,000 | 4,019,000 | 6,057,000 | 7,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,381,000 | 29,719,000 | 30,911,000 | 31,921,000 |
| Total capital | 30,532,000 | 31,915,000 | 33,118,000 | 34,123,000 |
| Risk-weighted assets | 186,022,000 | 193,896,000 | 204,140,000 | 204,030,000 |