Call reports 2004
PLAINS COMMERCE BANK — 2004
What PLAINS COMMERCE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 210,473,000 | 206,738,000 | 227,847,000 | 234,679,000 |
| Total loans | 133,207,000 | 138,727,000 | 154,009,000 | 161,509,000 |
| Allowance for loan losses | 2,210,000 | 2,208,000 | 2,407,000 | 2,103,000 |
| Securities available for sale | 50,402,000 | 50,409,000 | 52,360,000 | 53,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,696,000 | 170,969,000 | 178,239,000 | 181,305,000 |
| Interest-bearing deposits | 156,988,000 | 154,305,000 | 161,098,000 | 162,464,000 |
| Noninterest-bearing deposits | 16,708,000 | 16,664,000 | 17,141,000 | 18,841,000 |
| Equity capital | 31,973,000 | 30,967,000 | 33,881,000 | 35,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,014,000 | 6,102,000 | 10,626,000 | 14,676,000 |
| Interest expense | 1,027,000 | 2,044,000 | 3,118,000 | 4,315,000 |
| Net interest income | 1,987,000 | 4,058,000 | 7,508,000 | 10,361,000 |
| Noninterest income | 560,000 | 1,345,000 | 1,958,000 | 3,748,000 |
| Noninterest expense | 1,437,000 | 2,855,000 | 4,597,000 | 6,824,000 |
| Provision for loan losses | 141,000 | 250,000 | 460,000 | 610,000 |
| Pretax income | 969,000 | 2,303,000 | 4,414,000 | 6,680,000 |
| Income tax | 43,000 | 138,000 | 241,000 | 269,000 |
| Net income | 926,000 | 2,165,000 | 4,173,000 | 6,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,354,000 | 24,178,000 | 25,662,000 | 27,498,000 |
| Total capital | 25,364,000 | 26,227,000 | 27,900,000 | 29,686,000 |
| Risk-weighted assets | 155,302,000 | 158,652,000 | 173,429,000 | 182,348,000 |