Call reports 2003
PLAINS COMMERCE BANK — 2003
What PLAINS COMMERCE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 196,575,000 | 198,726,000 | 203,475,000 | 203,448,000 |
| Total loans | 133,037,000 | 136,076,000 | 133,886,000 | 134,582,000 |
| Allowance for loan losses | 3,311,000 | 3,321,000 | 3,325,000 | 2,621,000 |
| Securities available for sale | 37,559,000 | 41,085,000 | 45,019,000 | 46,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,087,000 | 158,628,000 | 163,994,000 | 168,099,000 |
| Interest-bearing deposits | 140,277,000 | 142,169,000 | 147,654,000 | 151,480,000 |
| Noninterest-bearing deposits | 17,810,000 | 16,459,000 | 16,340,000 | 16,620,000 |
| Equity capital | 28,603,000 | 30,259,000 | 29,852,000 | 30,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,086,000 | 6,306,000 | 9,476,000 | 12,543,000 |
| Interest expense | 1,148,000 | 2,333,000 | 3,407,000 | 4,470,000 |
| Net interest income | 1,938,000 | 3,973,000 | 6,069,000 | 8,073,000 |
| Noninterest income | 534,000 | 1,074,000 | 1,619,000 | 2,263,000 |
| Noninterest expense | 1,592,000 | 2,975,000 | 4,378,000 | 5,806,000 |
| Provision for loan losses | 291,000 | 297,000 | 547,000 | 697,000 |
| Pretax income | 589,000 | 1,775,000 | 2,763,000 | 3,833,000 |
| Income tax | 35,000 | 105,000 | 178,000 | 250,000 |
| Net income | 554,000 | 1,670,000 | 2,585,000 | 3,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,021,000 | 21,589,000 | 21,982,000 | 22,778,000 |
| Total capital | 22,917,000 | 23,539,000 | 23,949,000 | 24,763,000 |
| Risk-weighted assets | 147,313,000 | 151,728,000 | 152,382,000 | 153,380,000 |