Call reports 2002
PLAINS COMMERCE BANK — 2002
What PLAINS COMMERCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 149,429,000 | 188,067,000 | 195,962,000 | 192,477,000 |
| Total loans | 95,334,000 | 135,276,000 | 139,349,000 | 136,963,000 |
| Allowance for loan losses | 1,740,000 | 2,582,000 | 3,280,000 | 3,275,000 |
| Securities available for sale | 34,146,000 | 34,356,000 | 34,660,000 | 32,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,813,000 | 149,740,000 | 150,159,000 | 152,020,000 |
| Interest-bearing deposits | 99,959,000 | 137,256,000 | 136,407,000 | 136,469,000 |
| Noninterest-bearing deposits | 9,854,000 | 12,484,000 | 13,752,000 | 15,551,000 |
| Equity capital | 27,701,000 | 27,364,000 | 28,311,000 | 28,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,721,000 | 5,814,000 | 9,201,000 | 12,535,000 |
| Interest expense | 1,093,000 | 2,298,000 | 3,593,000 | 4,854,000 |
| Net interest income | 1,628,000 | 3,516,000 | 5,608,000 | 7,681,000 |
| Noninterest income | 380,000 | 807,000 | 1,263,000 | 1,949,000 |
| Noninterest expense | 1,107,000 | 2,421,000 | 3,811,000 | 5,955,000 |
| Provision for loan losses | 0 | 923,000 | 1,652,000 | 1,687,000 |
| Pretax income | 898,000 | 980,000 | 1,409,000 | 1,989,000 |
| Income tax | 71,000 | 142,000 | 85,000 | 101,000 |
| Net income | 827,000 | 838,000 | 1,324,000 | 1,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,574,000 | 20,519,000 | 20,523,000 | 20,829,000 |
| Total capital | 24,931,000 | 22,367,000 | 22,425,000 | 22,753,000 |
| Risk-weighted assets | 108,162,000 | 147,096,000 | 150,779,000 | 148,747,000 |