Call reports 2009
CHICAGO COMMUNITY BANK — 2009
What CHICAGO COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 325,027,000 | 324,979,000 | 321,595,000 | 316,429,000 |
| Total loans | 285,883,000 | 287,790,000 | 282,252,000 | 274,564,000 |
| Allowance for loan losses | 4,436,000 | 5,794,000 | 6,107,000 | 4,293,000 |
| Securities available for sale | 5,418,000 | 7,426,000 | 7,147,000 | 7,390,000 |
| Securities held to maturity | 3,853,000 | 3,555,000 | 3,563,000 | 3,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,556,000 | 272,249,000 | 269,157,000 | 267,096,000 |
| Interest-bearing deposits | 211,201,000 | 209,776,000 | 220,446,000 | 216,997,000 |
| Noninterest-bearing deposits | 52,354,000 | 62,472,000 | 48,710,000 | 50,098,000 |
| Equity capital | 38,099,000 | 39,627,000 | 38,799,000 | 38,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,069,000 | 9,877,000 | 14,441,000 | 18,301,000 |
| Interest expense | 1,033,000 | 2,006,000 | 2,795,000 | 3,439,000 |
| Net interest income | 4,036,000 | 7,871,000 | 11,646,000 | 14,862,000 |
| Noninterest income | 505,000 | 973,000 | 1,548,000 | 2,012,000 |
| Noninterest expense | 2,412,000 | 4,754,000 | 6,710,000 | 9,057,000 |
| Provision for loan losses | 525,000 | 2,022,000 | 6,467,000 | 7,857,000 |
| Pretax income | 1,604,000 | 2,068,000 | -127,000 | -184,000 |
| Income tax | 586,000 | 733,000 | -177,000 | -186,000 |
| Net income | 1,018,000 | 1,335,000 | 50,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,163,000 | 30,889,000 | 30,252,000 | 30,554,000 |
| Total capital | 32,341,000 | 34,355,000 | 33,698,000 | 33,930,000 |
| Risk-weighted assets | 253,013,000 | 274,950,000 | 273,005,000 | 269,157,000 |