Call reports 2008
CHICAGO COMMUNITY BANK — 2008
What CHICAGO COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 316,677,000 | 315,523,000 | 317,950,000 | 322,664,000 |
| Total loans | 264,222,000 | 264,778,000 | 275,441,000 | 283,572,000 |
| Allowance for loan losses | 3,677,000 | 3,806,000 | 4,042,000 | 4,175,000 |
| Securities available for sale | 18,303,000 | 17,234,000 | 7,386,000 | 6,754,000 |
| Securities held to maturity | 4,652,000 | 4,404,000 | 4,267,000 | 4,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,594,000 | 273,891,000 | 259,726,000 | 255,072,000 |
| Interest-bearing deposits | 225,473,000 | 223,019,000 | 209,056,000 | 206,467,000 |
| Noninterest-bearing deposits | 51,122,000 | 50,872,000 | 50,671,000 | 48,606,000 |
| Equity capital | 38,015,000 | 38,629,000 | 37,528,000 | 37,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,518,000 | 10,796,000 | 16,086,000 | 21,300,000 |
| Interest expense | 1,650,000 | 3,098,000 | 4,418,000 | 5,606,000 |
| Net interest income | 3,868,000 | 7,698,000 | 11,668,000 | 15,694,000 |
| Noninterest income | 564,000 | 1,120,000 | 1,673,000 | 2,168,000 |
| Noninterest expense | 2,396,000 | 4,714,000 | 6,107,000 | 9,116,000 |
| Provision for loan losses | 150,000 | 300,000 | 550,000 | 925,000 |
| Pretax income | 1,937,000 | 3,855,000 | 6,735,000 | 7,872,000 |
| Income tax | 684,000 | 1,362,000 | 2,445,000 | 2,867,000 |
| Net income | 1,253,000 | 2,493,000 | 4,290,000 | 5,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,711,000 | 30,132,000 | 28,207,000 | 28,745,000 |
| Total capital | 31,891,000 | 33,545,000 | 31,274,000 | 32,196,000 |
| Risk-weighted assets | 253,943,000 | 272,683,000 | 244,412,000 | 275,327,000 |