Call reports 2006
CHICAGO COMMUNITY BANK — 2006
What CHICAGO COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 277,066,000 | 275,719,000 | 285,365,000 | 278,488,000 |
| Total loans | 213,796,000 | 216,088,000 | 227,918,000 | 225,613,000 |
| Allowance for loan losses | 3,184,000 | 3,331,000 | 3,438,000 | 3,593,000 |
| Securities available for sale | 512,000 | 500,000 | 496,000 | 490,000 |
| Securities held to maturity | 37,702,000 | 37,002,000 | 36,628,000 | 36,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,901,000 | 225,910,000 | 233,433,000 | 228,435,000 |
| Interest-bearing deposits | 178,631,000 | 179,054,000 | 180,991,000 | 181,174,000 |
| Noninterest-bearing deposits | 49,269,000 | 46,856,000 | 52,442,000 | 47,261,000 |
| Equity capital | 33,171,000 | 34,705,000 | 34,434,000 | 34,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,990,000 | 10,089,000 | 15,761,000 | 21,253,000 |
| Interest expense | 1,222,000 | 2,521,000 | 4,006,000 | 5,639,000 |
| Net interest income | 3,768,000 | 7,568,000 | 11,755,000 | 15,614,000 |
| Noninterest income | 612,000 | 1,187,000 | 1,789,000 | 2,382,000 |
| Noninterest expense | 1,719,000 | 3,476,000 | 5,273,000 | 6,811,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,511,000 | 4,985,000 | 7,828,000 | 10,600,000 |
| Income tax | 942,000 | 1,880,000 | 2,958,000 | 3,997,000 |
| Net income | 1,569,000 | 3,105,000 | 4,870,000 | 6,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,807,000 | 31,417,000 | 31,221,000 | 31,528,000 |
| Total capital | 32,545,000 | 34,152,000 | 34,141,000 | 34,369,000 |
| Risk-weighted assets | 218,574,000 | 218,243,000 | 233,058,000 | 226,562,000 |