Call reports 2004
CHICAGO COMMUNITY BANK — 2004
What CHICAGO COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 227,371,000 | 234,560,000 | 237,016,000 | 249,057,000 |
| Total loans | 151,622,000 | 163,246,000 | 176,364,000 | 184,126,000 |
| Allowance for loan losses | 2,227,000 | 2,301,000 | 2,531,000 | 2,569,000 |
| Securities available for sale | 399,000 | 452,000 | 400,000 | 624,000 |
| Securities held to maturity | 45,455,000 | 52,843,000 | 44,559,000 | 41,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,861,000 | 207,455,000 | 201,019,000 | 202,406,000 |
| Interest-bearing deposits | 161,405,000 | 162,963,000 | 158,182,000 | 160,851,000 |
| Noninterest-bearing deposits | 40,456,000 | 44,492,000 | 42,837,000 | 41,555,000 |
| Equity capital | 23,361,000 | 24,616,000 | 25,879,000 | 27,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,638,000 | 7,299,000 | 11,110,000 | 15,008,000 |
| Interest expense | 541,000 | 1,095,000 | 1,697,000 | 2,376,000 |
| Net interest income | 3,097,000 | 6,204,000 | 9,413,000 | 12,632,000 |
| Noninterest income | 521,000 | 1,077,000 | 1,700,000 | 2,305,000 |
| Noninterest expense | 1,604,000 | 3,237,000 | 4,893,000 | 6,631,000 |
| Provision for loan losses | 60,000 | 130,000 | 333,000 | 493,000 |
| Pretax income | 1,971,000 | 3,946,000 | 5,921,000 | 7,848,000 |
| Income tax | 715,000 | 1,432,000 | 2,143,000 | 2,847,000 |
| Net income | 1,256,000 | 2,514,000 | 3,778,000 | 5,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,374,000 | 20,707,000 | 22,046,000 | 23,344,000 |
| Total capital | 21,314,000 | 22,779,000 | 24,243,000 | 25,658,000 |
| Risk-weighted assets | 154,950,000 | 165,520,000 | 175,383,000 | 184,975,000 |