Call reports 2003
CHICAGO COMMUNITY BANK — 2003
What CHICAGO COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 229,073,000 | 226,312,000 | 220,162,000 | 224,564,000 |
| Total loans | 141,165,000 | 135,865,000 | 138,567,000 | 148,168,000 |
| Allowance for loan losses | 1,869,000 | 1,972,000 | 2,092,000 | 2,165,000 |
| Securities available for sale | 3,603,000 | 3,526,000 | 3,447,000 | 3,423,000 |
| Securities held to maturity | 61,513,000 | 61,528,000 | 58,066,000 | 56,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,618,000 | 194,047,000 | 196,431,000 | 196,040,000 |
| Interest-bearing deposits | 161,609,000 | 156,974,000 | 157,278,000 | 159,132,000 |
| Noninterest-bearing deposits | 36,009,000 | 37,073,000 | 39,153,000 | 36,908,000 |
| Equity capital | 19,129,000 | 20,288,000 | 21,474,000 | 22,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,783,000 | 7,477,000 | 11,137,000 | 14,700,000 |
| Interest expense | 783,000 | 1,502,000 | 2,075,000 | 2,622,000 |
| Net interest income | 3,000,000 | 5,975,000 | 9,062,000 | 12,078,000 |
| Noninterest income | 600,000 | 1,204,000 | 1,812,000 | 2,346,000 |
| Noninterest expense | 1,701,000 | 3,339,000 | 5,069,000 | 6,555,000 |
| Provision for loan losses | 150,000 | 300,000 | 430,000 | 520,000 |
| Pretax income | 1,772,000 | 3,563,000 | 5,420,000 | 7,396,000 |
| Income tax | 568,000 | 1,187,000 | 1,841,000 | 2,581,000 |
| Net income | 1,204,000 | 2,376,000 | 3,579,000 | 4,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,498,000 | 15,752,000 | 17,035,000 | 18,642,000 |
| Total capital | 16,103,000 | 17,504,000 | 18,825,000 | 20,537,000 |
| Risk-weighted assets | 128,161,000 | 139,975,000 | 142,891,000 | 151,293,000 |