Call reports 2002
CHICAGO COMMUNITY BANK — 2002
What CHICAGO COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 172,524,000 | 210,059,000 | 234,422,000 | 231,225,000 |
| Total loans | 96,166,000 | 97,334,000 | 137,428,000 | 145,821,000 |
| Allowance for loan losses | 1,330,000 | 1,465,000 | 1,577,000 | 1,720,000 |
| Securities available for sale | 5,790,000 | 7,218,000 | 17,158,000 | 16,121,000 |
| Securities held to maturity | 60,085,000 | 55,213,000 | 47,577,000 | 51,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,615,000 | 188,452,000 | 201,828,000 | 196,381,000 |
| Interest-bearing deposits | 118,606,000 | 157,485,000 | 167,207,000 | 160,882,000 |
| Noninterest-bearing deposits | 29,009,000 | 30,967,000 | 34,621,000 | 35,499,000 |
| Equity capital | 15,525,000 | 16,649,000 | 17,306,000 | 17,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,946,000 | 6,076,000 | 9,868,000 | 13,717,000 |
| Interest expense | 708,000 | 1,404,000 | 2,341,000 | 3,211,000 |
| Net interest income | 2,238,000 | 4,672,000 | 7,527,000 | 10,506,000 |
| Noninterest income | 370,000 | 773,000 | 1,219,000 | 1,726,000 |
| Noninterest expense | 1,154,000 | 2,402,000 | 3,925,000 | 5,668,000 |
| Provision for loan losses | 141,000 | 277,000 | 427,000 | 593,000 |
| Pretax income | 1,313,000 | 2,766,000 | 4,394,000 | 5,999,000 |
| Income tax | 408,000 | 866,000 | 1,382,000 | 1,893,000 |
| Net income | 905,000 | 1,900,000 | 3,012,000 | 4,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,839,000 | 11,973,000 | 12,683,000 | 13,375,000 |
| Total capital | 15,080,000 | 13,334,000 | 14,245,000 | 15,033,000 |
| Risk-weighted assets | 99,179,000 | 108,792,000 | 124,943,000 | 132,584,000 |