Call reports 2001
UNITED COMMUNITY BANK — 2001
What UNITED COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 652,726,000 | 640,153,000 | 639,442,000 | 652,437,000 |
| Total loans | 464,476,000 | 462,604,000 | 456,144,000 | 455,259,000 |
| Allowance for loan losses | 5,906,000 | 6,030,000 | 6,034,000 | 6,043,000 |
| Securities available for sale | 124,824,000 | 115,584,000 | 121,078,000 | 126,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,499,000 | 488,398,000 | 494,184,000 | 493,485,000 |
| Interest-bearing deposits | 380,405,000 | 378,481,000 | 395,488,000 | 391,955,000 |
| Noninterest-bearing deposits | 112,094,000 | 109,917,000 | 98,696,000 | 101,530,000 |
| Equity capital | 49,928,000 | 52,315,000 | 55,741,000 | 53,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 13,229,000 | 26,016,000 | 38,396,000 | 49,766,000 |
| Interest expense | 6,650,000 | 12,354,000 | 17,747,000 | 21,769,000 |
| Net interest income | 6,579,000 | 13,662,000 | 20,649,000 | 27,997,000 |
| Noninterest income | 1,000,000 | 2,152,000 | 3,072,000 | 4,069,000 |
| Noninterest expense | 4,376,000 | 8,783,000 | 13,084,000 | 17,564,000 |
| Provision for loan losses | 226,000 | 452,000 | 678,000 | 901,000 |
| Pretax income | 3,042,000 | 6,644,000 | 10,034,000 | 13,689,000 |
| Income tax | 972,000 | 2,185,000 | 3,294,000 | 4,500,000 |
| Net income | 2,070,000 | 4,459,000 | 6,740,000 | 9,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,881,000 | 49,519,000 | 51,848,000 | 50,546,000 |
| Total capital | 51,478,000 | 55,123,000 | 57,433,000 | 56,155,000 |
| Risk-weighted assets | 447,682,000 | 447,914,000 | 446,314,000 | 449,005,000 |