Call reports 2026
HOME STATE BANK — 2026
What HOME STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 485,710,000 | 480,739,000 |
| Total loans | 385,395,000 | 388,572,000 |
| Allowance for loan losses | 9,325,000 | 10,152,000 |
| Securities available for sale | 49,722,000 | 50,716,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 442,109,000 | 436,945,000 |
| Interest-bearing deposits | 355,093,000 | 349,668,000 |
| Noninterest-bearing deposits | 87,016,000 | 87,277,000 |
| Equity capital | 41,621,000 | 41,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,918,000 | 13,980,000 |
| Interest expense | 2,765,000 | 5,669,000 |
| Net interest income | 4,153,000 | 8,311,000 |
| Noninterest income | 901,000 | 1,700,000 |
| Noninterest expense | 3,062,000 | 6,253,000 |
| Provision for loan losses | 3,550,000 | 4,425,000 |
| Pretax income | -1,558,000 | -667,000 |
| Income tax | -59,000 | -18,000 |
| Net income | -1,499,000 | -649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 43,119,000 | 43,150,000 |
| Total capital | 48,486,000 | 48,579,000 |
| Risk-weighted assets | 425,419,000 | 429,645,000 |