Call report 2025Q4
HOME STATE BANK — 2025Q4
The 22 measures HOME STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 460,238,000 | USD | evidence → |
| Total loans | 371,422,000 | USD | evidence → |
| Allowance for loan losses | 5,775,000 | USD | evidence → |
| Securities available for sale | 48,694,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 417,530,000 | USD | evidence → |
| Interest-bearing deposits | 326,140,000 | USD | evidence → |
| Noninterest-bearing deposits | 91,390,000 | USD | evidence → |
| Equity capital | 40,675,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,955,000 | USD | evidence → |
| Interest expense | 11,082,000 | USD | evidence → |
| Net interest income | 15,873,000 | USD | evidence → |
| Noninterest income | 3,079,000 | USD | evidence → |
| Noninterest expense | 12,115,000 | USD | evidence → |
| Provision for loan losses | 1,600,000 | USD | evidence → |
| Pretax income | 5,237,000 | USD | evidence → |
| Income tax | 216,000 | USD | evidence → |
| Net income | 5,021,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,095,000 | USD | evidence → |
| Total capital | 47,334,000 | USD | evidence → |
| Risk-weighted assets | 418,652,000 | USD | evidence → |