Call reports 2024
HOME STATE BANK — 2024
What HOME STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 426,241,000 | 426,423,000 | 431,071,000 | 430,248,000 |
| Total loans | 339,232,000 | 334,139,000 | 343,344,000 | 343,732,000 |
| Allowance for loan losses | 4,040,000 | 4,213,000 | 4,363,000 | 4,290,000 |
| Securities available for sale | 34,301,000 | 37,100,000 | 43,751,000 | 45,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,846,000 | 382,277,000 | 386,625,000 | 390,570,000 |
| Interest-bearing deposits | 295,490,000 | 289,762,000 | 299,712,000 | 303,452,000 |
| Noninterest-bearing deposits | 88,356,000 | 92,515,000 | 86,913,000 | 87,118,000 |
| Equity capital | 35,068,000 | 35,834,000 | 37,644,000 | 37,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,183,000 | 12,443,000 | 18,990,000 | 25,733,000 |
| Interest expense | 2,839,000 | 5,651,000 | 8,559,000 | 11,555,000 |
| Net interest income | 3,344,000 | 6,792,000 | 10,431,000 | 14,178,000 |
| Noninterest income | 705,000 | 1,202,000 | 1,845,000 | 2,812,000 |
| Noninterest expense | 2,804,000 | 5,515,000 | 8,084,000 | 11,283,000 |
| Provision for loan losses | 225,000 | 400,000 | 550,000 | 700,000 |
| Pretax income | 1,020,000 | 2,079,000 | 3,642,000 | 5,007,000 |
| Income tax | 48,000 | 94,000 | 173,000 | 220,000 |
| Net income | 972,000 | 1,985,000 | 3,469,000 | 4,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,628,000 | 38,424,000 | 39,218,000 | 39,847,000 |
| Total capital | 41,668,000 | 42,637,000 | 43,581,000 | 44,137,000 |
| Risk-weighted assets | 376,389,000 | 379,290,000 | 393,108,000 | 389,255,000 |