Call reports 2023
HOME STATE BANK — 2023
What HOME STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 378,686,000 | 397,302,000 | 403,004,000 | 418,247,000 |
| Total loans | 306,719,000 | 329,262,000 | 327,319,000 | 339,257,000 |
| Allowance for loan losses | 3,545,000 | 3,608,000 | 3,610,000 | 3,802,000 |
| Securities available for sale | 28,469,000 | 30,639,000 | 31,295,000 | 35,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,912,000 | 357,331,000 | 362,401,000 | 374,729,000 |
| Interest-bearing deposits | 248,385,000 | 267,686,000 | 280,187,000 | 288,652,000 |
| Noninterest-bearing deposits | 95,527,000 | 89,645,000 | 82,214,000 | 86,077,000 |
| Equity capital | 32,918,000 | 33,328,000 | 33,415,000 | 34,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,847,000 | 10,251,000 | 16,080,000 | 22,025,000 |
| Interest expense | 1,482,000 | 3,511,000 | 5,931,000 | 8,574,000 |
| Net interest income | 3,365,000 | 6,740,000 | 10,149,000 | 13,451,000 |
| Noninterest income | 724,000 | 1,416,000 | 2,053,000 | 2,991,000 |
| Noninterest expense | 2,522,000 | 5,054,000 | 7,596,000 | 10,384,000 |
| Provision for loan losses | 75,000 | 150,000 | 250,000 | 1,000,000 |
| Pretax income | 1,492,000 | 2,952,000 | 4,356,000 | 5,058,000 |
| Income tax | 74,000 | 131,000 | 202,000 | 229,000 |
| Net income | 1,418,000 | 2,821,000 | 4,154,000 | 4,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,528,000 | 36,257,000 | 36,916,000 | 36,891,000 |
| Total capital | 39,073,000 | 39,865,000 | 40,527,000 | 40,693,000 |
| Risk-weighted assets | 344,935,000 | 363,560,000 | 362,232,000 | 376,050,000 |