Call reports 2022
HOME STATE BANK — 2022
What HOME STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 348,640,000 | 345,368,000 | 357,537,000 | 370,101,000 |
| Total loans | 275,181,000 | 288,073,000 | 302,821,000 | 306,674,000 |
| Allowance for loan losses | 3,171,000 | 3,223,000 | 3,283,000 | 3,409,000 |
| Securities available for sale | 33,820,000 | 30,785,000 | 29,431,000 | 29,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,574,000 | 312,000,000 | 324,442,000 | 335,553,000 |
| Interest-bearing deposits | 203,885,000 | 201,873,000 | 218,898,000 | 231,247,000 |
| Noninterest-bearing deposits | 110,689,000 | 110,127,000 | 105,544,000 | 104,306,000 |
| Equity capital | 29,625,000 | 28,818,000 | 30,076,000 | 32,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,278,000 | 7,102,000 | 11,166,000 | 15,601,000 |
| Interest expense | 256,000 | 543,000 | 1,031,000 | 1,946,000 |
| Net interest income | 3,022,000 | 6,559,000 | 10,135,000 | 13,655,000 |
| Noninterest income | 1,598,000 | 2,260,000 | 2,866,000 | 3,869,000 |
| Noninterest expense | 2,455,000 | 4,901,000 | 7,444,000 | 10,208,000 |
| Provision for loan losses | 53,000 | 105,000 | 165,000 | 640,000 |
| Pretax income | 2,112,000 | 3,813,000 | 5,392,000 | 6,676,000 |
| Income tax | 99,000 | 181,000 | 257,000 | 315,000 |
| Net income | 2,013,000 | 3,632,000 | 5,135,000 | 6,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,388,000 | 31,490,000 | 33,275,000 | 34,785,000 |
| Total capital | — | 34,713,000 | 36,558,000 | 38,194,000 |
| Risk-weighted assets | — | 328,489,000 | 347,382,000 | 343,025,000 |